Monday, September 17, 2018

Wonder if Senior Living is Affordable? Contact Us!


Many seniors and their families fear senior living is too expensive but once you actually look into it, you may be surprised to discover it can actually be less costly than trying live on your own.  At MorningStar Senior Living of Billings, we offer families a great deal especially when you consider all of the resort-style amenities and top-quality services we provide.   

Another point of view regarding the affordability of senior living in Montana comes from a “Cost of Senior Care Survey,” which was published a few years ago by the largest senior referral website, A Place for Mom.  It states the “eight most affordable states for assisted living — based on the average cost of a one-bedroom apartment — were, in order of least to most expensive, Montana, South Dakota, Idaho, Oklahoma, Mississippi, North Dakota, Indiana and Tennessee.”

To help ensure senior living is within reach of the Billings’ community, one of the jobs we take seriously at MorningStar of Billings is to help our families find resourceful ways to make senior living affordable.  We help you explore a wide berth of innovative financial solutions and often under-used benefits that may be available to you beyond traditional retirement savings and investments.  

If you have Long-Term Care Insurance, you will want to carefully read through your policy to determine what type of expenses it covers.  You will find specifics regarding daily benefits, policy limits, and the elimination period under your Benefits Summary.

Another way we help families make senior living more affordable is let them know they may be eligible for often untapped Veteran Benefits.   Please refer to our Veterans page for a full explanation of the generous “Aid & Attendance” Pension issued by the US Department of Veteran Affairs.

We remind seniors to think about leveraging life insurance policies or selling their home to pay for senior living.  We also offer Companion Living, in which two unrelated people of the same sex may share a suite as well as expenses.  This opportunity is available in independent living, assisted living and memory care. 

Please visit MorningStar of Billings to learn more about our beautiful independent living, assisted living, and memory care community.  Our website has a convenient link to inquire about pricing and availability as well as to set up a tour. 
 
MorningStar Senior Living of Billings represents the finest in senior living with our unique mission statement “to honor, to serve, to invest.”  Our foundation is built on honoring God, valuing our seniors and hiring staff with a felt calling to serve in order to provide a true home for residents.  Please schedule a tour to experience firsthand our comfortable, home-like atmosphere. 

Source:   

aplaceformom.com/blog/2013-5-13-most-affordable-assisted-living-and-healthcare/  

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